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Palestinians unite behind Gaza Strip “Arab Idol” star

Posted by VicPlough on May 14, 2013 in Uncategorized


GAZA |
Mon May 13, 2013 1:53pm EDT

GAZA (Reuters) – The fractious factions in the Gaza Strip and across the Israeli-occupied Palestinian territories have found one voice to unite behind – a 22-year-old youth singing songs about a lost homeland on the Middle East’s version of ‘American Idol’.

Gaza native Mohammed Assaf has become the first Palestinian to qualify for ‘Arab Idol’, a TV talent show staged in Beirut, in which singers perform for judges and voting viewers.

He is now one of the last 10 contestants – largely thanks to his potent mix of good looks and emotional lyrics about ancestral Palestinian lands.

“He is the pride of Palestine. He broke the siege with his voice,” said fan Rehaf al-Batniji, referring to Israel’s blockade of Gaza, seized by the Jewish state, along with the West Bank, during the 1967 Arab-Israeli war.

She stood in front of a large mural of Assaf at a Gaza restaurant, one of hundreds of posters covering buildings and walls usually marked with political slogans.

Assaf’s songs blare out of radios – a counter-balance to their usual broadcasts of bleak economic and political news.

Politicians have raced to endorse him and Palestinian mobile phone company Jawwal has cut the price of text messages to make it easier for supporters to vote.

Palestinian President Mahmoud Abbas, from the Fatah movement that holds sway in the West Bank, phoned the singer in Beirut and urged all Arabs to vote for him.

“The president stressed his support and backing to artist Assaf, whose talent represented pride to Palestine,” said a statement by the Palestinian official news agency WAFA.

The Gaza Strip is ruled by the rival Islamist Hamas faction – a group that disapproves of non-Islamic songs and the kind of Western-style excess on full display in TV talent shows.

But even Hamas has come as close as it possibly can to showing support.

“He comes from a good, respected and known family,” Hamas spokesman Fawzi Barhoum said on Facebook.

Assaf first made his name inside Gaza at the age of 11, when he recorded a song in 2001 called “O Town be Strong”, at the height of Israeli incursions in the enclave during a Palestinian uprising.

On Arab Idol, broadcast by Saudi-owned MBC Group, he has performed with a traditional black-and-white Palestinian scarf around his shoulders.

His performances have included “Flying Bird” which lists the cities of historical Palestine and another song urging Palestinians to unite.

The program’s celebrity judges from across the Arab world – where the Palestinian cause reverberates – have piled praise on the singer.

“I see the Arab idol standing before my eyes,” said Egyptian composer Hassan El Shafei.

“Your voice is made of diamond,” added Ahlam, a famous singer from the United Arab Emirates.

Listening in was Assaf’s mother, Umm Shadi Assaf, watching the show in a restaurant near her home in Gaza’s Khan Younis refugee camp.

Her son had only one wish, she told Reuters, beaming with pride, “to go out and make the world listen to his voice”.

(Editing by Jeffrey Heller and Andrew Heavens)

© 2011 REUTERS (www.reuters.com)

 
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Best Bet For a Post-Graduation Job: Engineering

Posted by VicPlough on May 14, 2013 in Uncategorized

New college graduates may be entering the worst job market in decades, but there are still some majors that pay off—and all of them are in the applied sciences.

A new report from the National Association of Colleges and Employers finds that eight of the top 10 best-paid majors are in engineering, with petroleum engineering topping off the list at $86,220.See Table.

“Petroleum engineering has been at the top for the last three years,” said Edwin Koc, director of strategic and foundation research at NACE. “The oil industry for the last couple of years has been a bit more active and a bit better off than some of the other sectors. Texas had a better employment picture than other locations, and a lot of the [petroleum engineering job] offers came out of Texas schools.”

Computer science was the fourth most lucrative degree, with graduates starting at $61,205 on average. The average salary for computer science majors has increased by at least 5% each year since 2007, said Mr. Koc.

The other non-engineering major in the top ten is information sciences and systems, with an average starting salary of $54,038. According to the federal Bureau of Labor Statistics, this field will add 155,800 jobs between 2008 and 2018, an increase of 53.4%, the second fastest growing career in the data the BLS offers and well above the average job growth for all professions of 10.1%

The BLS projects biomedical engineering jobs to increase by an astounding 72%–the top-growing field–from 16,000 in 2008 to 27,600 in 2018. The NACE survey did not record enough offers for jobs in this field to include it in the top ten, but Mr. Koc said that the major commands a salary comparable to chemical engineering, $65,142.

Not only do engineering majors earn the most, but the field is expected to grow at a fast clip over the next eight years with 178,300 jobs added by 2018. The BLS report expects growth in civil engineering to be particularly large “as a greater emphasis is placed on improving the nation’s infrastructure.”

Still, even specialized, in-demand graduates like engineering majors are finding it difficult to find employment in this economy. NACE found that only 42% of engineering majors found jobs in 2009, versus 70% in 2007.

This is the first of four quarterly reports that NACE will release on the class of 2010, but so far things are not looking good for liberal arts majors, whose average starting salary has decreased 11% since last year, down from $36,445 to $32,555.

Recent college graduates have been hit hard in the current recession. Their annual unemployment rate in 2009 was 9.1%, the highest it has been since 1982.

NACE’s salary figures are based on 1,558 job offers received by college seniors at about 180 colleges and universities nationwide. Both December 2009 graduates and May 2010 graduates are included. This is the first of four quarterly reports that NACE will release on the class of 2010. A major had to have at least 20 job offers to be included in the top ten.

© 2011 Wall Street Journal (www.wsj.com)

 
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10 Summer Home Mistakes

Posted by VicPlough on May 14, 2013 in Uncategorized

Ian and Barbara White-Thomson are selling their dream summer house, an oceanfront five-bedroom on Peaks Island, near Portland, Maine.

They bought it only three years ago. But it’s become a 4,208-square-foot burden.

Maine Dilemma

Bob Delaney

Ian and Barbara White-Thomson’s second home on Maine’s Peaks Island.

The couple, who make their home in Pasadena, Calif., sunk nearly $1 million into renovations–on top of the $1.8 million they paid for the home in 2006. They gutted the kitchen and redid the living room. They opened up views to the Atlantic Ocean by removing a fireplace that separated the living and dining areas, putting a glass screen in its place.

They say they’re still smitten with the place. Nevertheless, last June they listed it for $2.5 million and have since cut the price to $2.3 million.

“The house is really too big for us,” says the 73-year-old Mr. White-Thomson, who retired as CEO of Borax, a borate technology company, 10 years ago. “The house is terrific for the one week a year when we can get all of our family and grandchildren there,” he adds. He and his wife have three adult children and five grandchildren. “The rest of the time, it’s too big, and when we are not there at all it has to be heated and it has to be gardened.”

The White-Thomsons aren’t the first couple to get stuck with a too-big house in a far-off locale. But now their problems are compounded by the downturn in the luxury home market.

Prices for high-end houses are the lowest they’ve been in some time. A good time to buy certainly, but also a good time to get swept away in a less-than-ideal transaction.

Here are some mistakes to avoid when you’re looking to buy a summer house:

1. Buying on impulse: “There are residential brokerages with beautiful places on their windows hoping you make that mistake. Don’t,” says Glenn Kelman, the president and CEO of real-estate site Redfin.

2. Befriending the Realtor: Since many second-home buyers are new to town, often their only ‘friend’ is their real-estate agent, “who is going to make a boatload of money when they buy,” Mr. Kelman says. “Work your connections to find somebody who knows somebody who already lives there.” Those people can provide insight into the realities of living in the area and even about a particular property. “There are so many times where the only guy who would buy that house is the only one who has no idea what its history is,” he adds.

3. Forgetting maintenance costs: “Often, [second homes] are in extreme places,” says Mr. Kelman. “It’s expensive to heat the pool in Whistler, British Columbia, and it’s expensive to keep the locusts off in Costa Rica.” Regardless of location, the costs of landscaping, mowing and pool maintenance must be considered. As the White-Thomsons learned, you’ll have to pay those costs even when you’re not there.

4. Not thinking about the weather: In some areas, such as Florida, extra insurance for events like hurricanes is an added factor. Storm damages can add to upkeep costs, as well.

5. Buying in a popular spot: A weekend home can pose a problem if it’s in a very popular place, like New York’s tony Hamptons. Traffic out to Long Island’s east end can be a bear on a Friday–and not everyone has their own helicopter. “All of a sudden Friday at 6:00 comes along and they are piling everyone into a car,” says Kathy Braddock, a co-founder of Charles Rutenberg Realty. “You spend the entire time talking about what time you should leave on Sunday to avoid the traffic,” she adds.

6. Buying in the boonies: If air travel is required to get to the second home, it should be reasonably close to the airport, Mr. Kelman says. “You don’t want to fly there and then rent a car and drive there for God knows how long,” he says. “If it’s in the boonies near where you live, you don’t want it to be so far away that you can’t get there without ducking out of work at 4:00.” For the White-Thomsons having a second home closer to their primary residence in California may have allowed them to use it more, but they made a commitment to use the home at least two months a year. “If you don’t use it, it’s a tremendously expensive hotel,” Mr. White-Thomson says.

7. Forgetting that you might have grandchildren: Empty nesters who buy a second home may outgrow it quickly when grandchildren start to arrive. “I hear lots of stories of people buying, say, a condo in Florida that they plan to retire in,” says Amy Bohutinsky, a vice president of communications at real-estate site Zillow.com. A condo sounds great when the kids are in college, but soon enough you have grandchildren. “What used to be a family of four is now a family of eight and kids running around and all of a sudden you can’t fit.”

8. Forgetting that you might not want to see your grandchildren: On the other hand some empty nesters don’t want to accommodate the entire family. “It’s kind of a chance to cleanse” after years of needing ample storage space and extra rooms to accommodate a family, says Ms. Braddock. Rather than maintaining a larger home, it might make more sense to rent hotel rooms for extra guests, she says.

9. Not checking out the rental rates: Those people who use a home only for a few weeks a year and want to rent it the rest of the time should look into the property’s rental history before buying, says Jim Oxnam, a broker with Brown Harris Stevens in the Hamptons. “If someone needs the money to pay the mortgage or to improve the house, it might be nice to rent the house for a season,” he says.

10. Thinking you want a summer home: “A lot of people get very caught up with the idea that a weekend home would be a lovely thing to have, but I don’t think they put a lot of thought into if they really want to go there every weekend,” says Ms. Braddock, who lives in New York City.

When her children were young, Ms. Braddock and her ex-husband had owned a second home where the activities revolved around the kids. More recently she rented a cottage in Staatsburg, in New York’s Hudson Valley, paying about $2,700 a month on a year-long lease. This time around her oldest was in college and the other in high school, and she and her partner were pretty bored. Looking at antiques, reading the paper and walking around nearby Rhinebeck take up only so much time, she says: “It was the greatest validation that I don’t want a weekend house.”

Write to Sushil Cheema at sushil.cheema@wsj.com

© 2011 Wall Street Journal (www.wsj.com)

 
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What to Do With an Abundance of Vegetables

Posted by VicPlough on May 14, 2013 in Uncategorized

As the season of farm-fresh vegetables arrives, gardeners, farm-share subscribers and green-market shoppers often find it hard to keep up with the bounty. Too often, an overload of vegetables winds up rotting.

[image]

Donna Alberico for The Wall Street Journal

Purple Kale Kitchenworks chef and cooking instructor Ronna Welsh in her kitchen.

The vegetable onslaught “can feel like a terrific, privileged burden,” says Ronna Welsh, who runs Purple Kale Kitchenworks, which offers cooking classes in Brooklyn, N.Y. But home cooks can use the same strategies that help professional chefs manage kitchen inventory, says Ms. Welsh.

A raw vegetable carries with it a daunting list of tasks: It has to be washed, chopped, cooked and then slotted into a recipe with other items. “When you come home from work, exhausted, that is exactly when you shouldn’t try to cook a meal with your fresh vegetables,” she says.

Restaurant kitchens manage ingredients with “holding points,” in which each item is prepared and cooked to the last point at which it is most versatile. That saves on work later and helps extend the life of vegetables. For instance, roasting raw beets to their holding point will give you another week of utility for them (or, if you freeze them, several months). Rather than looking at a bundle of kale and trying to imagine a single recipe for it, Ms. Welsh suggests sautéing it in olive oil and leaving it in the fridge cooked where it will “hold” for up to a week.

That simple sautéed kale can then quickly become the filling for an improvised frittata or a sandwich, part of a pasta dish, garnish in a soup, a stand-alone side, or an ingredient in a grain salad. With a variety of vegetables all individually cooked to their holding points, home chefs have a paint box of flavors and ingredients to use.

As the growing season progresses from the tender lettuces of early summer to the woody root vegetables of autumn, cooking methods and holding points should adapt, says Ms. Welsh. If you’re overwhelmed with salad greens, fill your sink up with water and wash and dry everything all at once, Ms. Welsh suggests. Spread paper towels across the counter with the dried greens and roll the entire bundle together, like a jelly roll, to hold lettuces in the fridge for up to a week. No need for a plastic bag or bin.

When it gets too hot to turn on the oven and it seems as if there is more produce than there are family members to eat it, many home cooks turn to canning and pickling to preserve vegetables at their peak. If you don’t have experience in preserving, cook August’s tomatoes into a quick sauce and freeze it for future pastas.

Donna Alberico for The Wall Street Journal

It’s a Wrap: Ms. Welsh recommends rolling washed produce, such as Japanese turnips, above, in paper towels before storing in the fridge.

How You Know Her

  • Cooked in green-market-oriented restaurants Savoy and Rose Water.
  • Founded Purple Kale Kitchenworks in 2010.
  • Writes the blog ‘Two Minutes to Dinner’ at purplekale.com.

By autumn, root vegetables and squash might linger in a vegetable bin for weeks with little loss of quality. Rather than accumulating a root cellar of uncooked starches, slice squash in half, roast it face down on a cookie sheet, then scoop out the flesh to hold as a purée or mash. It might then become the filling for a pasta or the base for a soup.

Getting produce to a holding point doesn’t require obsessive attention, says Ms. Welsh, who might poach garlic, which she uses in other dishes such as pasta or a flavored butter, or braise a Jerusalem artichoke while opening mail, playing with her two children or chatting on the phone.

Many farm-share subscribers and greenmarket enthusiasts are discouraged by leftover stems, stalks, leaves, tops and peelings. Even without a compost bin, Ms. Welsh says these need not go to waste. Stems and leaves can be pulverized in a food processor and boiled in a five-minute vegetable stock for risotto or put away in the freezer. Stalks can be chopped and dropped into a “pickle bank,” a casual brine of vinegar, salt, water, sugar and spices that sees constant replenishment. The stalks can then be used in salads or as a side dish.

Labeling is important, says Ms. Welsh, who keeps masking tape and a marker handy so she can quickly inventory items. “Let the labels cue you.”

Poached Garlic

Because the garlic is cooked, it can be added at the last minute to soup, pasta, risotto and a vinaigrette. It makes a delicious spread for sandwiches, too.

6 heads garlic, broken up into cloves, unpeeled

2 to 2½ cups water

In a small saucepan, combine cloves and water, making sure that the cloves are submerged. Cover and simmer until the garlic is very tender, about 15 minutes. Remove cloves from water to cool. Reserve the garlic cooking water to make garlic stock, or keep it for cooking pasta or rice.

Once cool enough to handle, squeeze out garlic cloves, discarding any rough ends, but reserving peel for use in garlic stock or tomato sauce.

Store poached garlic, covered with olive oil, in the refrigerator for up to 10 days. Freeze for up to three months.

©Purple Kale Kitchenworks, 2013

Stalk Stock

Likely, this won’t be the stock you warm up for a brothy, restorative soup, although you could. Alone, it is acidic and tastes, well, a little grassy. However, combined with grains, used as a soup base, as a stock for risotto, or to build a lovely sauce for fish, it is surprisingly elegant.

Be precise about preparing your ingredients. A little white pith from the lemon rind or a few dark green celery leaves could turn the stock surprisingly bitter.

Stalks and fronds from one fennel bulb

Stems from one bunch of parsley

Ends and yellow leaves from one bunch of celery

peel from one lemon, white pith scraped away

¼ yellow onion, sliced

6 cups water

2 tablespoons white wine vinegar

4 cloves garlic, finely minced

½ teaspoon, or more, salt

Combine fennel, parsley, celery, and lemon scraps, and the piece of onion in a food processor. Process until finely ground. Transfer to a medium pot. Add water and white wine vinegar. Bring to a quick boil and simmer for a few minutes, just until the herbs darken. Strain immediately. While broth is still very hot, add garlic and stir. Let sit until completely cool. Strain once more. Add salt.

Store in refrigerator for up to five days, or freeze for months.

© Purple Kale Kitchenworks and 2minutestodinner.com

Pappardelle with Young Garlic and Fiddleheads

Yield: 4 servings

8 ounces pappardelle

2 tablespoons salt, plus extra for seasoning

2 tablespoons olive oil

1 small red onion, sliced

1 bunch of garlic greens, chopped (including leafy stalk)

1/3 pound fiddlehead ferns, ends lightly trimmed

1 tablespoon cold butter

pecorino cheese, grated

In a large pot, add 8 cups of water and 2 tablespoons salt. Cover and bring to a boil.

Meanwhile, wash fiddleheads and garlic greens in a sink or bowlful of ice water, swishing around well. Lift up the vegetables to remove them from the dirty water and rest them on paper toweling to dry.

When water comes to a boil, add fiddleheads and blanch for one minute. The baby ferns should turn bright green and crisp tender. Remove them with a slotted spoon to a small bowl. Cover pot, turn off heat and set aside.

In the meantime, place a large sauté pan over high heat. Add olive oil and swirl to coat the bottom of the pan. Immediately add the onion and turn heat to medium. Cook, tossing occasionally, until onions are translucent, about 12 minutes. You may let them pick up a bit of color, but not too much. Salt them cautiously at this stage.

Bring cooking water back to the boil and then add the pappardelle.

At the same time, add garlic greens and fiddleheads to the onions and continue to cook, tossing frequently, until the fiddleheads are tender and the vegetables begin to cook as one delicious mess, 2 to 3 minutes. When pasta is al dente, scoop out a ladle of its cooking water, and then strain the noodles. Add the pasta water to the fiddlehead sauté, turn the heat to high and cook about 15 seconds more. Add the cold butter and cook still, tossing together until the sauté becomes a light sauce. Taste for salt. Add the pasta and toss together until the noodles are coated and have absorbed the flavors of the pan. Plate pasta and top with freshly grated pecorino cheese.

Delicious warm or cold.

Copyright, Purple Kale Kitchenworks, 2013

A version of this article appeared May 9, 2013, on page D2 in the U.S. edition of The Wall Street Journal, with the headline: A Bonanza of Vegetables Prepped and Ready.

© 2011 Wall Street Journal (www.wsj.com)

 
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Advice on Going Where Jobs Are

Posted by VicPlough on May 13, 2013 in Uncategorized

When unemployment is high, job-seekers may need to go where the jobs are, “to make ends meet, to get on with their lives,” says John Challenger, CEO of outplacement firm Challenger, Gray & Christmas.

But don’t move with the herd.Before workers decide to relocate, career counselors advise making sure they understand the local economy they’re going to, and what they’d do if the new job doesn’t work out as planned.

Also, make sure you understand what kind of help, if any, your new employer is prepared to give you for moving costs.

Companies typically have standard relocation packages. Often, companies will provide lump-sum assistance to employees or help in selling a home.

“Make sure you completely understand the policy,” says Rich McClure, president of UniGroup, parent company of United Van Lines and Mayflower Transit. “It’s important for [employees] to understand exactly what they’re getting.”

“Our very recent experience has been that companies are less likely to enhance offerings related to selling real estate, overcoming deficit equity or loss on sale situations, or offsetting the cost of temporary living/duplicate housing expenses as a means of capitalizing on this trend,” he says.

Before accepting a position in another location, make sure you do some homework on your new home, and know what you want out of the new job. “People react and grab anything … I don’t think it’s bad to relocate for a good opportunity, but understand what you’re trying to do first,” says Deb Bailey, a transition coach in New Jersey Understand how this move will advance your career, and also think about what you would do in the worst-case scenario: You accept a job in another place, move, and for whatever reason, the job doesn’t work out, she says.. Ms. Bailey’s advice: Ask yourself, are there other opportunities in the area? Or would it be worth it to stay in your current town, perhaps selling your home for a loss or living with a roommate and accepting a lower-paying job until the local job market improves?

On the other hand, “You really have to be in a career-management mode. If you’re unemployed and the opportunity is in Oshkosh, if it’s a good opportunity go to Oshkosh,” says Dale Winston, CEO of Battalia Winston, an executive search firm in New York. “Otherwise, you want to base yourself in a center of opportunity.”

And if it’s only a home holding you back from a job that could move your career forward, it might be time to cut your losses. “If you made an error in judgment in terms of overleveraging yourself, get out of it and move on. It’s like credit-card debt… pay it down and don’t do it again,” she says.

When conducting a national job search, your willingness to move should be made clear upfront, says Tim Johnson, managing editor for Relocation.com. Today, that also may mean indicating that you’d make the move with or without a relocation package.

To keep costs down, get at least three quotes before hiring a moving company, and have each actually see the items you need moved, Mr. Johnson says. “It’s the only way to get a precise quote.”

For the average cross-country move with full moving services, including packing, loading, driving and unloading, the cost is roughly $6,000 to $8,000, Mr. Johnson says.

“If you choose to do packing on your own, it’d cut the cost to roughly $3,500 to $5,500,” he says. In that example, the movers would load and unload the truck, as well as drive it to the destination.

A self-service move would be roughly a third of the cost of full moving services, or about $2,000 to $3,000, Mr. Johnson says. That would require the individual to pack, load and unload items, leaving only the driving to the movers.

Write to Amy Hoak at amy.hoak@dowjones.com

© 2011 Wall Street Journal (www.wsj.com)

 
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‘Bama, Texas A&M lead post-spring Top 25

Posted by VicPlough on May 12, 2013 in Uncategorized

Though many of these teams were in similar spots when I wrote the Way-Too-Early Top 25 in January, I didn’t notice how nerdy the rankings had become until putting together this post-spring edition. But that’s OK. As any A Song of Ice And Fire reader-turned-Game of Thrones viewer will attest, nerds are very cool these days.

I have Vanderbilt and Northwestern just inside the Top 25, but considering how little respect those programs usually get — especially Vanderbilt — that’s a major step forward. Meanwhile, I have Stanford at No. 3 and Notre Dame at No. 5. The Cardinal showed this spring that the renaissance started by Jim Harbaugh and continued by David Shaw can extend indefinitely if Stanford keeps recruiting at a high level. That’s certainly possible, and here’s why.

While a large segment of the pool of blue-chip recruits will make strictly a football decision when choosing a school, a not-insignificant number will seriously consider academics. At the moment, the Cardinal can offer recruits the top-ranked education in the FBS and a legitimate chance to compete for the national title. That last part is the key, but that first part is really tough to recruit against. This is an incredibly appealing package — one that a player who qualifies for admission to Stanford would have a difficult time turning down. Notre Dame, another highly ranked academic institution, just played for the national title, giving the Fighting Irish a similar cachet. (Notre Dame can still trade on its tradition somewhat, but today’s elite recruits are a different breed than the ones who flocked to South Bend when last the Irish were perennial contenders. Now Brian Kelly can really sell.)

Meanwhile, Pat Fitzgerald has quietly built Northwestern into a program that in no way resembles the Big Ten doormat it used to be. James Franklin seems to be doing the same thing at Vanderbilt in spite of the ferocity of the SEC. If these coaches can string together a few more successful seasons, the academics/athletics combo becomes a more potent recruiting tool. Elite players do want a great degree, but not at the expense of winning. If Northwestern and Vandy keep proving they can win, they could join Stanford and Notre Dame in the upper reaches of the rankings.

So to the nerds taking over the Top 25, we serenade you and ask that you remember this kindness when you inevitably become our bosses.




























The Gators’ offense had a strange spring. The offensive line was supposed to be deeper and better with two transfers (Max Garcia and Tyler Moore) becoming eligible and sophomore D.J. Humphries maturing into a starting left tackle, but the group got so banged up that coach Will Muschamp had to scrap the spring game format and just hold a regular practice. So at the moment, we don’t really know if Florida’s line will be better. If it is, watch out. Florida’s defense, which should get Ronald Powell (ACL) back as a hybrid linebacker/defensive end and could have a monster on its hands if Fowler continues to develop, should be able to weather some pretty talented departures. That defense and a capable running game should make Florida competitive in the SEC East. But to compete for titles, the Gators will have to develop the passing game. At the moment, the great hope in Gainesville is freshman receiver Demarcus Robinson.


 


10
Clemson Tigers
2012 record: 11-2 (7-1 ACC)
Key returnees:
QB Tajh Boyd, WR Sammy Watkins, OT Brandon Thomas, DE Vic Beasley, LB Stephone Anthony, K Chandler Catanzaro
















































Teams I might regret not including*: Arizona, Arizona State, Kansas State, Oklahoma State, Oregon State

*But reserve the right to include in my preseason Top 25

 
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10 best places to propose

Posted by VicPlough on May 12, 2013 in Uncategorized

Even if it’s just for the amount of time it takes to say those big four words: Will. You. Marry. Me.

You want it to be in someplace exotic: in a romantic setting, away from family and friends, on a vacation never to forget.

Prince William certainly wanted it that way. He trekked around Kenya carrying Princess Diana’s ring in his backpack until he found just the right place to propose to Kate Middleton. In a remote log cabin with no electricity that was accessible only by air or — bizarrely — horseback, Wills got down on one knee and asked Kate to be the future queen of England.

It was the ultimate destination proposal, and it shows William knew exactly what was expected of a 21st-century proposal.

The proposal trip: cashing in on the trend

If there wasn’t already a growing trend for guys to pop the question on vacation, then this single event made it one. It was one royal move that men everywhere could confidently copy (if not in Kenya, exactly).

When Phil Govey asked Rachel Amamoo to marry him in front of the Trevi Fountain in Rome, Rachel says time stopped, just like in the movies.

“It was kind of like we were in a little bubble, because there were lots of people around, but it was like it was just us two,” she says. “It was so romantic.”

David Mendelsohn got it equally right when he proposed to his girlfriend, Isika, in Lake Como, Italy.

“Everything fell into place like it was prewritten,” says David.

He proposed beneath a 200-year-old oak tree made famous by the James Bond film “Casino Royale.”

Isika said yes, and, she added, “By the way, I’m pregnant.”

Destination proposals are now de rigeur in the story of a couple’s romance, according to Jonathan Krywicki, whose Melbourne, Australia-based company Pitch & Woo helps guys create unforgettable proposals for their girlfriends.

Krywicki says one in three of his clients plan to propose while away from home, often while abroad.

A consumer survey by American Express found a similar result, with 30% of consumers citing a weekend trip or vacation as the best time to pop the question.

“It’s a really popular thing to propose while you’re away from home because it’s all about creating that fairytale fantasy,” says Krywicki. “There’s something about being in an unknown area that adds to the allure of the moment.”

The right way to ask

The proposal doesn’t have to be overly complicated, as long as the setting is right.

Just ask Naomi Tarszisz, whose husband proposed to her in Central Park. They were visiting friends in New York at the time and Phil Rushton was carrying a diamond in his pocket.

Walking around the city on an overcast April day, Rushton decided all his ideas — the top of the Empire State Building had been at the head of the list — were lame, so he guided Naomi to a green patch of lawn in Central Park. They sat down for a chat and the sun suddenly appeared.

When Naomi stood to leave, Rushton got on one knee and said, “Naomi, will you do something for me? Will you make me the happiest man in the world; will you marry me?”

Being asked was nice, says Naomi. Being on holiday in the couple’s favorite city was great, but being able to look directly into her future husband’s eyes made it perfect.

“He got up on one knee,” says Naomi, who is a foot shorter than Rushton. “I appreciate the down-on-one-knee gesture, but it’s also just the easiest way to look into my eyes.

“I hadn’t imagined a proposal, but if I did it probably would have been on an escalator or something.”

Knowing your partner — and her expectations about the proposal — are the key to proposal success, says Krywicki.

In his booklet, “The Seven Biggest Mistakes Men Make When Proposing,” Krywicki says the first mistake is timing. Is she ready? Is your relationship ready?

The second is expectation.

“You really need to know what her expectations are,” Krywicki says. “Most women, not all of them, but most women have this fantasy of how this special day will take place.

“Now, if you’ve got a partner that’s innately private and you go and do a public proposal and she feels pressured to say yes because everybody’s looking at her — that’s not a good thing.”

The wrong kind of obligation

If only Kirsten Thomas’s ex-fiance had been operating with such expert advice.

He proposed while the couple was on holiday in South Africa, only to break it off 10 days later.

When she asked why he’d proposed in the first place, he told her he’d felt pressured to carry it out while they were on vacation.

Which begs the question: Is planning a “destination proposal” all becoming a bit of an industry, something so expected that it’s no longer a surprise, even a bit cliché?

Rachel and Phil’s romance had all the hallmarks of a fairy tale. They met in New York while Phil was on a secondment from his London law firm and began dating casually.

Then, one day when they were running a half-marathon together, Phil suffered an aneurism and was rushed to the hospital in a coma. Rachel kept vigil at his bedside and when he woke, they fell in love over a tray of bad hospital food.

Rachel eventually moved to London to be with Phil and expected a proposal would follow.

“I was kind of expecting a destination proposal for a long time,” says Rachel. “Every trip we went on — Paris, New York, Corsica, Sicily — I was always like, ‘Oh, this is romantic’ waiting for the proposal that didn’t come.”

Then they took a trip to Rome and it happened. While the moment was romantic — let’s not forget the bubble she found herself in — the story they tell these days is more about how that bubble was burst by a street vendor trying to sell them a rose.

“That really brought us back into the commercial aspect of hanging out around the Trevi Fountain in Rome,” says Rachel.

Perhaps Katherine Burgdorf got the balance right when she proposed on a park bench during a coffee break from work. The big surprise here is not that she was a woman proposing to her boyfriend, but that it was a warm, sunny day in London.

“It was a beautiful day, so we went and had a coffee at our favorite coffee stand,” says Katherine. “We sat on a park bench under a beautiful apple tree.

“I think I was overwhelmed by the weather and I thought, ‘Oh my God, I’m going to ask!’

“I totally surprised myself. I had the shakes afterward. And he was like, ‘Yes! Yes, yes, yes, yes, yes.”‘

Did you get engaged while on vacation? Wish you had? Share your story in the comments section below.

 
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Bad Credit Derails Job Seekers

Posted by VicPlough on May 11, 2013 in Uncategorized

After three rounds of interviews for a sales position with Prudential Insurance Co. of America, Patricia Rosa received a letter in February saying her job application was denied based on information from a background check she authorized the company to conduct. The only blemish on her record, she says: Poor credit that built up since she lost her job two years ago.

Unemployed and in debt, Ms. Rosa is among a growing number of job hunters who find their financial past interfering with their professional futures.

Bryan Derballa for The Wall Street Journal

Patricia Rosa’s credit took a tumble after she was laid off in 2008 and then fell behind on bill payments.

Concerned about rising rates of employee theft and fiduciary issues, more employers are conducting credit background checks on applicants for some positions. Companies say the financial information can offer insight into a candidate’s level of responsibility. But people whose previously solid credit has been damaged by the economic downturn say they are victims of circumstances beyond their control.

Ms. Rosa believes her credit woes lost her the opportunity at Prudential. A company spokeswoman said Prudential doesn’t comment on specific job applicants but that each candidate authorizes the company to conduct a background check, which may or may not include a credit check.

A 49-year-old single mother of three, Ms. Rosa fell behind on her mortgage and other bills a handful of months after losing her job as a New York City office manager for a mortgage company in early 2008. “My house is in foreclosure,” the Nyack, N.Y., resident says. Ms. Rosa is now searching for positions outside financial services, believing other industries will be more tolerant of her debt.

The federal Fair Credit Reporting Act gives employers the right to conduct background checks on current and potential employees through third-party companies, with the individual’s approval. Some 47% of employers say they check the credit history of applicants for certain positions, according to a survey by the Society for Human Resource Management of more than 430 organizations in late 2009. That’s up from 42% of employers in 2006. Just 25% of employers in 1998 said they regularly or sometimes checked applicants’ credit histories.

Companies typically look back over a period of years for patterns in applicants’ behavior, says Mike Aitken, the professional group’s director of government affairs. “It’s a longer-term snapshot to see if that’s indicative of fiscal responsibility,” he says.


The vast majority of employers who conduct credit background checks do so for jobs with fiduciary or financial responsibility, such as accounting, budgeting or those involving cash or sensitive credit-card information. Nearly half the respondents also consider the credit of candidates for senior executive positions.

Lawsuits or other judgments outstanding, or multiple accounts in debt collection, were the types of credit information most likely to keep an organization from extending a job offer, according to the survey.

Legend Financial Advisors Inc., which has about 20 full-time employees, conducts a background check that includes credit for all new job finalists, says Diane Pearson, a financial adviser at the firm.

The Pittsburgh wealth-management firm had its first encounter with a candidate’s poor credit last year, she says. A college student applying for a summer internship had a history of unpaid bills and bounced checks. The firm decided to bypass the candidate. If he had been a candidate for a full-time position, “we may have spent more time and energy” examining the circumstances, Ms. Pearson says.

Knowing what is on your credit report and offering an explanation for debt caused by a specific event could keep negative information from derailing your employment chances.

First, be sure you understand what employers can see on a credit check and make sure you understand your report so you can explain any problem areas. Employers receive a credit report, not credit score, from consumer reporting companies. A report includes debt, bill-paying history, number and types of accounts, how long you’ve had them, and whether you’ve been sued or have filed for bankruptcy, among other factors. Information can go back seven years—or 10 for bankruptcies. Credit scores, on the other hand, are used by lenders to help determine if you are financially worthy of a loan.

Certain factors that could hurt your credit score, such as a recently reduced credit-card limit, would be unlikely to hurt your job prospects. Employers focus on issues like collections and defaults, says John Ulzheimer, president of consumer education for Credit.com Inc.

You might be tempted not to sign a waiver allowing for a potential employer to conduct a background and credit check. But refusing is likely a deal breaker, career counselors say. Employers will assume you are hiding a serious problem, and in today’s job market, they won’t have trouble finding a more forthcoming candidate. Most employers don’t seek permission for a background check until they’ve narrowed down the pool of candidates to a group of finalists, or have made an offer contingent on such a check, the SHRM data show.

“You really need to explain your circumstances,” says Tammy Kabell, of Career Resume Consulting, based outside Kansas City, Mo.

Sandy Gross, founder of Pinetum Partners, an executive search firm in Greenwich, Conn., focused on financial services, also suggests explaining the circumstances surrounding the negative information that will turn up and the steps you took to address the situation before employers run a check. “No one likes a surprise,” Ms. Gross says.

Critics of the credit checks say they create a vicious cycle that prevents those who most need jobs from getting them. Lawmakers are pushing for change. U.S. Rep. Steve Cohen (D., Tenn.) has proposed a bill to prohibit the use of credit checks during the hiring or firing process, with certain exceptions. And some states have passed or proposed laws to restrict employers’ use of credit checks.

Consumers can request one free credit report each year from each of the three nationwide credit-reporting companies—Equifax,

Experian

and TransUnion—through AnnualCreditReport.com. You are also entitled to a free report in certain situations, including if you are unemployed and plan to look for a job within 60 days, or if a company says it didn’t hire you because of your credit history.

If you find mistakes, alert the credit-reporting bureaus and creditors in writing. The process takes time, so review your history at least a month or two before you expect employers, or lenders, to request it, says Experian vice president, Michele Bodda.

Write to Kristen McNamara at kristen.mcnamara@dowjones.com

© 2011 Wall Street Journal (www.wsj.com)

 
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Health Costs Jump for Employees

Posted by VicPlough on May 11, 2013 in Uncategorized

As companies begin unveiling their workplace benefits for next year, many employees are learning they will have to dig even deeper into their pockets for health coverage.

Such price increases have become a fact of life during open-enrollment season, when workers sign up for their health plans. But the jump is expected to be steeper in 2010 than this year, as employers struggle with the impact of the recession and continually rising insurance costs. Employees will pay $4,023 on average in premiums and out-of-pocket charges next year, up 10% from 2009, according to a projection from Hewitt Associates, a benefits-consulting firm. In dollar terms, it’s the biggest boost since the firm started keeping track of the data a decade ago.

[healthyJ]

For workers, that will mean larger payroll deductions, as well as spending more on co-payments and other fees tied to care. Companies also are expected to prod more employees into cheaper coverage by getting them to sign up for high-deductible health plans. And many employers are trying to rein in the expense of covering workers’ families, sometimes by making insurance for kids and spouses pricier.

As a sweetener, some companies are offering new benefits, such as life insurance and long-term-care insurance, that employees can opt to buy for themselves. But workers need to look closely at such offers, because some people may be able to purchase these benefits more cheaply on their own.

Workers like Katha Rogers are already feeling the pinch. Ms. Rogers, 46, is a customer-service representative for Burton Metal Finishing Inc., a small family-owned company in Columbus, Ohio. She and other employees started paying sharply increased premium contributions this July. The firm had to ask them to chip in more because its health-insurance costs have been going up 10% to 20% a year, while the economic downturn hit its revenues, says co-owner Victoria Burton.

Ms. Rogers and her husband, who also works at Burton Metal Finishing, now pay $120 a month combined, up from nothing two years ago. They also face bigger co-payments and deductibles. Partly because of that, the family is trying to save money, including not taking any vacation trips. They’ve also canceled some doctor visits to avoid the new $50 co-pay. “You have to decide where you’re going to cut next,” says Ms. Rogers. Still, she says, she’s grateful to have coverage in this difficult economy.

Associated Press

A patient reaches into his wallet.

No matter where you work, you will almost certainly be paying more for your coverage. But you may be able to choose between plans that boost your payout in different ways—mainly through higher paycheck withdrawals, or mostly in the form of increased deductibles, co-payments and co-insurance. Some companies are also offering reduced premiums in exchange for certain wellness activities, like taking a health-risk assessment.

You should take a close look at the options and not just focus on the premiums. Make sure you understand all the charges in the plans, including the maximum you could be responsible for paying out of pocket in a year. Check the details of the drug benefit, since employers are expected to get even more aggressive in cracking down on pricey brand-name medications.

Simulating a Claim

One helpful exercise is to think about a procedure or type of care you may need and try to pencil out how much it would cost you under each plan, says Sally McCarty, a former state insurance regulator who now consults with patient groups. Employees may even be able to get simulated claims scenarios processed by an insurer.

Eric Fein, 34, a Web developer who works for Affinity Federal Credit Union in Basking Ridge, N.J., this year got to choose between two plans, one with higher premiums and lower co-pays and deductible, and the other with lower premiums but more out-of-pocket charges. Mr. Fein says he opted for the bigger premiums, because the monthly costs weren’t much higher, and he didn’t want to find himself facing big bills if a back problem he had before cropped up again. “That way, I know I’m covered fully,” he says.

Related Links

The best source of information about your workplace health benefits is your employer. Many are now offering online resources, including simulated claims processing. But here are some other online resources.

Paying for Basic Care

For Michele Butler of New York, any extra premium payment seemed like a waste. Ms. Butler, who is in her 40s, says she never sees a doctor beyond basic checkups like an annual mammogram. Her employer, the U.S. unit of London advertising agency Dewynters Ltd., decided this year to offer a choice of plans through HealthPass, a nonprofit insurance exchange. The company would pay the full premiums on one of the basic options, but workers could add their own money if they wanted a more expensive plan. That seemed like “an unnecessary extra expense,” says Ms. Butler, a manager at the firm.

Around 60% of employers are expected to offer some form of high-deductible plan paired with a health-savings account or health-reimbursement arrangement, according to a survey by consulting firm Towers Perrin Forster & Crosby Inc.

Some companies that already had these plans are making changes that may merit another look by employees who rejected the options before. 3M Co.,

for instance, will make its high-deductible plan more attractive by trimming employee premium charges, while slightly raising premiums on its standard plan, says Jack Arland, director of benefits. 3M will also make its full contribution to employees’ HSAs early in 2010, instead of parceling it out monthly, giving workers quicker access to the money.

If your family is on your plan, you should watch for changes that will affect their coverage. Benefitfocus Inc., which provides benefits software to more than 300,000 employers, says around a third of them are trying to trim spending on dependents.

The most common tactic is an audit to root out dependents who don’t qualify for the plan. More employers are expected to do such audits this year, according to Mercer, a consulting unit of Marsh & McLennan Cos. If your employer hasn’t done this before, you may want to check you’re complying with its rules. Be ready to produce documentation such as marriage certificates and birth certificates.

Some companies, like engineering and planning firm Kimley-Horn and Associates Inc., are adding a monthly surcharge for workers enrolling a spouse who could get coverage from another employer. The Cary, N.C., firm, which has more than 1,600 employees, also is boosting workers’ costs for family coverage by a bigger percentage than for individual plans.

The company’s rich benefits were luring family members who had other options, adding to Kimley-Horn’s costs, says Chief Executive Mark Wilson: “We’re subsidizing, in effect, other companies.”


Hits Against Families

If your employer is spending less for your children and spouse this year, it may make sense to rethink how you divide up your family’s coverage. Two-career couples should carefully evaluate both employers’ health plans.

A few employees, like Elaine Williams, an orchestra teacher in Lawrence, Kan., choose the individual insurance market. The 54 year old purchased coverage this September for her 20-year-old son, instead of including him on her workplace insurance. The school district pays the full premium for her plan, but she would have had to spend around $360 a month to add her son. His new plan cost about $100 less a month for more generous health benefits, she says. “What I was looking mostly at was the bottom line.”

That strategy won’t always work. Some family members with pre-existing health conditions will find it tough to buy their own plans. And employer-sponsored insurance often offers better value than plans purchased individually because of favorable tax breaks and richer coverage.

Big insurers Assurant Inc.,

MetLife Inc.

and Unum Group

all say they’re seeing employers offering more insurance benefits that employees can choose to pay for themselves. A new employer survey conducted by the International Foundation of Employee Benefit Plans found 84% were providing such so-called voluntary benefits—most commonly life, vision, long-term care and long-term disability.

Benefits That Cost You

Brookdale Senior Living Inc.

of Nashville, Tenn., has previously offered its 35,000 employees a range of voluntary benefits. Mark Mielenz, the company’s senior director of benefits, says a new option will allow workers to purchase policies to provide extra help if they get serious conditions such as cancer. He says the added coverage could help offset increases in recent years in out-of-pocket charges in the workers’ health plan.

Employees should take a close look before buying any new benefits. Check whether pretax dollars can be used to pay the premiums, which is possible with certain benefits but not all, according to MetLife.

And ask if the plan is portable if you change employers. Shopping around is worthwhile, since some people may find cheaper or more customized choices if they buy their own plans.

Write to Anna Wilde Mathews at anna.mathews@wsj.com

© 2011 Wall Street Journal (www.wsj.com)

 
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Drink Your Vegetables

Posted by VicPlough on May 11, 2013 in Uncategorized

David Myers

“As spring is a time of renewal, I am looking at ways to bring more vibrancy into my own life as well as my restaurants, with fresh vegetable and fruit juices. I just purchased a Hurom Slow Juicer, which cold presses the juice; it retains more vitamins and nutrients this way. In the morning, I do a green juice with kale, green apples, collard greens, carrots (with tops), cucumbers, ginger and parsley. In the evening, I juice red and yellow beets (again, with tops), ginger, celery, apples and oranges.” $359, originalslowjuicer.com

Hurom Slow Juicer

A version of this article appeared April 6, 2013, on page D10 in the U.S. edition of The Wall Street Journal, with the headline: a super-nutritious juicer DAVID MYERS, chef/owner of the new Hinoki & the Bird (Los Angeles) and others in L.A., Costa Mesa, Calif., and Las Vegas.

© 2011 Wall Street Journal (www.wsj.com)